◉ DSCR / Investor financing
DSCR / Investor loans, priced properly.
Qualify on the property's rent, not your tax returns.
20% down
Minimum down payment
660+ FICO
Typical credit floor
21 days
Average close
What you get
Program highlights
No personal income documentation — underwritten on rental cash flow
Vesting in an LLC is welcome and common
Short-term rental income accepted on eligible programs
No cap on the number of financed properties
Who it's for
Best fit
Landlords and BRRRR investors scaling a portfolio.
Not sure this is your lane? That's a five-minute conversation, and we'll tell you straight if a different program serves you better — including one that pays us less.
Check my eligibilityCompare
Other programs worth a look
◈
Conventional
The workhorse loan. Best pricing for strong credit, as little as 3% down.
Explore Conventional →
◆
FHA
Government-backed flexibility for thinner credit files and tighter budgets.
Explore FHA →
★
VA
Earned benefit financing for service members, veterans, and surviving spouses.
Explore VA →
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Jumbo
Financing above conforming limits, priced through our portfolio desk.
Explore Jumbo →
Find out what you actually qualify for.
A soft-pull pre-approval takes about twelve minutes and does not ding your credit. You'll leave the call knowing your number, your payment, and your closing timeline.