Your rate shouldn't depend on who you happened to call.
Coast 2 Coast Lenders is a brokerage, not a bank. We put your file in front of 40+ investors, bring back every offer, and let you see the math. Purchase, refinance, jumbo, investor, self-employed — one team, every program.
Prefer to talk? Call toll-free1 (800) 218-6505Every lane to the closing table.
W-2 or 1099. First home or eleventh rental. If one program doesn't fit, we move you to the next one without restarting your file.
Conventional
The workhorse loan. Best pricing for strong credit, as little as 3% down.
FHA
Government-backed flexibility for thinner credit files and tighter budgets.
VA
Earned benefit financing for service members, veterans, and surviving spouses.
Jumbo
Financing above conforming limits, priced through our portfolio desk.
DSCR / Investor
Qualify on the property's rent, not your tax returns.
Bank Statement
For self-employed borrowers whose write-offs hide their real income.
USDA
Zero down in eligible suburban and rural areas.
HELOC & Second Liens
Pull equity without touching the low first-mortgage rate you already have.
Five things a retail bank won't do for you.
Same-day pre-approval
Submit before 3pm on a business day and you get a real, underwriter-reviewed letter back the same day.
Broker, not a bank
Banks sell you the one product on their shelf. We hold the shelf, and we're legally obligated to work for you.
21-day average close
Purchase files move in three weeks, not six. Your agent will notice, and so will the listing side.
Every program in one place
Conventional to DSCR to bank-statement. When one lane closes, we move you to the next without starting over.
You get a direct line
Your loan officer's actual cell number. Nights and weekends during your contract period, not a call-center queue.
Four steps. No mystery.
You will always know what stage your file is in and what happens next.
Talk to a human
A 12-minute call. We map your goal, your timeline, and what the payment actually needs to look like — before you upload a single document.
Get fully underwritten
Not a soft pre-qual. We put your file through underwriting up front, so your offer competes with cash in a bidding war.
We shop, you don't
Your file goes out to 40+ investors. We bring back the pricing grid and explain the trade-offs in plain English.
Close and stay covered
Clear to close, then an annual rate review for as long as you own the home. If a refinance saves you money, we call you first.
Closed, funded, moved in.
"Underwritten before we even started touring homes. Our offer beat two others that were higher, because ours had no financing contingency risk."
"Self-employed for nine years and two banks turned me down flat. Bank statement program, closed in 24 days, and the rate was better than I expected."
"Fourth investment property with them. The DSCR process is the same every time — no tax returns, no drama, close on schedule."
Find out what you actually qualify for.
A soft-pull pre-approval takes about twelve minutes and does not ding your credit. You'll leave the call knowing your number, your payment, and your closing timeline.